Yet Another PayPal Phishing Attempt

This one looks, on the surface, quite convincing.

This morning, I got the following message that appeared to be from PayPal in my inbox:

Another PayPal ScamDear PayPal Customer,

You have added andrew1987 @btconnect.com as a new email address for your Paypal account.

If you did not authorize this change, check with family members and others who may have access to your account first. If you still feel that an unauthorized person has changed your email, submit the form attached to your email in order to keep your original email and restore your Paypal account.

NOTE: The form needs to be opened in a modern browser which has javascript enabled (ex: Internet Explorer 7, Firefox 3, Safari 3, Opera 9)

Please understand that this is a security measure intended to help protect you and your account. We apologize for any inconvenience.

If you choose to ignore our request, you leave us no choice but to temporary suspend your account.

Sincerely, PayPal Account Review Department.

As shown in the accompanying screenshot, the message included all the usual PayPal logos and even a VeriSign Identity Protection logo. (What good is a logo like that if it’s so easily stolen and reused by scammers?) Of course, it was from an address at ppal.com (not paypal.com) and it was addressed to “Dear PayPal Customer” instead of my name. That’s a dead giveaway that the message is not real.

Of course, there was an HTML file attached. Opening the file in a text editor — not a Web browser! — showed HTML code with a JavaScript that would, among other things, collect your PayPal name, password, date of birth, and mother’s maiden name. I don’t know enough about JavaScript to figure out what would be done with this info, but I can assume it gets sent back to the folks who will then use it for identity theft.

Reading the message offers other clues that it’s fake. For example, although it’s standard for PayPal to send you an e-mail message if you add or change an e-mail account, they make a conflicting request. First, they say action is only necessary if you believe your account has been compromised. Then they tell you that if you ignore the request, they’ll suspend your account. That, of course, makes no sense.

But I’m sure that many people would fall for this. After all, it indicates that a stranger’s email has been added to their PayPal account. All the talk about Internet fraud would send a person into panic mode. He’d open the file attachment and possibly go through the process of giving away information about his own account.

You have no idea how much this pisses me off. I know people who have been scammed by emails like this. One of them is an elderly man who had a bank account tapped into and partially drained before he was able to resolve the problem.

I immediately forwarded this message to spoofs@paypal.com — the address you should forward any questionable PayPal communication to.

Please help spread the word among friends and family members who might fall for phishing attempts like this. Tell them that if they get a communication from any company they do business with, they should log into their account the usual waynot by clicking a link or opening a file attachment in the message they receive.

September 3, 2011 Update:

Thought I’d mention another version of this scam. Here’s the message that arrived today:

Dear Customer,

You sent a payment of 40.90 GBP to Mobile Top-up Online
(sales@topups247.com)

If you have questions about the shipping and tracking of your
purchased item or service, please contact the seller.

Please download the document attached to this
email to cancel or forward your purchase.
————————-

Merchant
Mobile Top-up Online
sales@topups247.com
Instructions to merchant
You haven’t entered any instructions.

Shipping address – Unconfirmed
United Kingdom
Postage details

Of course, this one came with an HTML attachment, too. It’s named “PayPal Refund.html” and, to someone who isn’t actually thinking, it might seem like something worth double-clicking to fix the perceived incorrect charge.

Don’t get scammed.

November 21, 2011 Update: They’re now doing the same thing with the name sarah@comcast.com.

Stop Asking Me to Echo Canned Sentiments in My Facebook Status

I am not a parrot. Stop asking me to act like one.

It’s completely out of control. Every day, at least one of my Facebook “friends” posts something like this:

If you’re not scared, put this as your status and see what people rate you!!!
(1) Crazy (2) I’d marry you (3) I want to date you. (4) Sarcastic (5) I miss you (6) I’d kiss you (7) Beautiful (8) Smart (9) Imaginative. (10) Random (11) Smart mouth (12) Funny. (13) Fit. (14) Amazing. (15) Tough. (16) Cute. (17) I’d hit you with a bus. (18) I love you. (19) Weirdo (20) Friends forever

or this:

At 3 years”Mommy I love you.” At 10 years “mom whatever.”At 16 year “My mom is so annoying.” At 18 years “I am leaving this house.” At 25 years “Mom you were right.” At 30 years “I want to go to Mom’s house.” At 50 years “I don’t want to lose my Mom.” At 70 years I would give up everthing to have my Mom back.” you only have one Mom. Post this on your wall if you appreciate and love your Mom.

or this:

MAY I ASK MY FACEBOOK FRIENDS, WHEREVER YOU MAY BE , TO KINDLY, COPY, PASTE & SHARE THIS STATUS FOR 1 H0UR TO SUPPORT ALL THOSE WHO HAVE HEALTH PROBLEMS, WHO ARE STRUGGLING , AND JUST NEED TO KNOW THAT SOMEONE CARES. Do it for all of us , unfortunately no one is immune………AND MAY I ADD…….GOD BLESS ALL THE CAREGIVERS!!!!! THEY ARE THE TRUE HEROS……………♥ ♥

or this:

We are asking everyone to say a prayer for the US “Navy Seals” team and their families. Their helicopter was shot down in Afghanistan and 30 team members lost their lives. IT WOULD BE NICE TO SEE IT ON EVERYONE’S PAGE…Even if its only for an hour. Come on guys! Show your support! I am HONORED to re-post this! Thank you to ALL of “OUR” Service Men and Women

or this:

30 lost, 30 unwanted visits, 30 doors receive that dreaded knock, 30 families with shattered hearts, 30 pairs of boots lined up with rifles and dog tags and helmets, 30 comrades remembered and grieved for, 30 funeral services, 30 names on newly made grave markers, 30 empty places at the table, 30 souls who gave all, whose lives leave a void, so let’s take 30 seconds to repost this and pause to reflect on such a sacrifice as 30 gone forever…GOD BLESS ALL THEM ALL!! ♥♥

or this:

I have a personal favor….. Only some of you will do it, and I know who you are. If you know someone who fought cancer and won, or fought cancer and died, or someone who is still fighting please add this to your status for 1 hour as a mark of respect and in remembrance. I hope I was right about the people who will! I will do this for my family and friends…!

or this:

There are moments in life when you wish you could bring someone down from Heaven…and spend the day with them just one more time, give them one more hug, kiss them goodbye or hear their voice again. One more chance to say I Love you. Copy and paste in remembrance of our loved ones who are not here..gone but not forgotten!:} IN LOVING MEMORY OF DESIDERIO LOPEZ AND DANIELLE BRITTANY LOPEZ….YOU BOTH TOUCHED SO MANY HEARTS AND WILL FOREVER BE MISSED BUT NOT FORGOTTEN…. ♥ ♥

or this:

COUSINS are the first friends most people ever have when they are children. No one will ever understand your crazy family like your cousin. Even if you haven’t talked much lately. Re-Post if you have some of the BEST Cousins in the world! I love my cousins….my cousins are the best. ♥ ♥

Don’t get me wrong: I have feelings for these causes. (Well, maybe not cousins because mine aren’t anything to brag about.) I just don’t think a social networking service is the place to air someone else’s feelings about them.

I find the canned commentary about the recent helicopter crash in Afghanistan most offensive of all. War is tragic, bringing news of death daily. I can’t begin to understand what the friends and family of soldiers killed or injured overseas must feel. These young people have given their lives for their country and back home, life goes on. It’s horrible to think that the best we can do is copy and paste the same bunch of poorly written “tributes” on Facebook. Especially when we only seem interested in doing it after an unusually tragic event, ignoring the people who are killed or maimed every damn day the war goes on.

This reeks of slacktivism:

Slacktivism (sometimes slactivism) is a portmanteau formed out of the words slacker and activism. The word is usually considered a pejorative term that describes “feel-good” measures, in support of an issue or social cause, that have little or no practical effect other than to make the person doing it feel satisfaction. The acts tend to require minimal personal effort from the slacktivist.

When I challenged this parroting on Facebook with the comment “Either I’m friends with a bunch of losers who can’t seem to come up with anything original or this is completely out of control,” one of the worst offenders responded:

Losers..I think not!!!!! I have friends with loved ones that are now serving in our military……….When something bad happens, it effects us all…..No one wants that knock on the door!!!! We are showing support….NOT JUST POSTING FOR THE HELL OF IT!!!!! AND….I and many others have had family members that have either died or survived cancer………..I WILL NOT ACCEPT THE FACT THAT I AM OR ANYONE ELSE I KNOW ARE LOSERS!!!!!

(Perhaps all that is true, but there’s definitely something wrong with her Caps Lock key.)

I’ll argue this: There are far better ways to show support than to echo poorly written sentiments composed by others. If I’d lost someone in that helicopter crash and had to see this crap posted and reposted on Facebook all day long, I’d be shattered. Aren’t these people worth a little more effort? Can’t you put your sentiments in your own words?

Why are so many people like sheep?

So I came up with a New Rule: You ask me to put something canned in my Facebook status for “even just an hour” and I remove you from my news feed.

That should lower the noise to signal ratio a bit.

Murdoch Drags the Wall Street Journal Down to His Level

Such a sad, sad sight to see.

Defending News Corp against criticism of its illegal phone hacking and police bribing activities, Rupert Murdoch’s Wall Street Journal published an opinion piece that included this classic line:

Do our media brethren really want to invite Congress and prosecutors to regulate how journalists gather the news?

I am deeply offended by this piece on several levels.

  • Murdoch has built a fortune with yellow journalism. By buying up and controlling so many media outlets, he has brought journalism standards down worldwide. Not convinced? Roger Ebert explains the impact Murdoch had on the Chicago Sun-Times during his ownership.
  • Murdoch has insulted the intelligence of half the American public and conned the other half with his so-called “fair and balanced” news network, Fox News. The network not only promotes tasteless and sensationalist news stories, but it clearly promotes Murdoch’s conservative viewpoint, often with misstatements, half truths, and quotes taken out of context.
  • In the opinion piece from which the above quote was taken, Murdoch seems to suggest that his company’s news gathering techniques are protected under the First Amendment. In other words free speech allows journalists to collect news by whatever means are available to them. The legality of their actions simply doesn’t matter. Of course, Murdoch is also free to define “news” any way he sees fit.

In my opinion, there is no single news organization that has done more harm to America than Fox News. It oozes hate and mistrust, it pits Americans against each other and their elected political leaders. It makes news out of scandal — except this one, of course — and ignores or misrepresents the real issues that Americans need to know about.

Murdoch is responsible for this.

Fortunately, those Americans who haven’t been sucked into the half-truths spewed by FOX News have other sources of information: NPR, PBS, the New York Times, the Wall Street Journal. Well, scratch that last one.

The above-referenced opinion piece is the first example — at least the first I’ve seen — of where the Wall Street Journal is being used as a Murdoch disinformation tool. Not only has the Journal’s business reporting suffered, but it’s now becoming Fox-ified.

In the Journal piece, the unnamed author says this about its competing media outlets:

The Schadenfreude is so thick you can’t cut it with a chainsaw.

Why shouldn’t it be? News Corp has done more damage to the news industry than any other organization. I’ll be the first to admit that I’m enjoying the schadenfreude, too.

Want another point of view on this Journal opinion piece? Read what Felix Salmon says on Reuters.

Dear Facebook, I Don’t Need YOU to Communicate with My Husband

Facebook is not that big a part of my life.

I use Facebook. It’s not because I really want to. It’s because one of my publishers wants me to be there. So I am.

So is my husband. It’s not because he wants to be. It’s because his friends talked him into it. He doesn’t know the first thing about Facebook and doesn’t care. I don’t think he’s ever posted a thing.

Big EventsYet today, in the sidebar of my page, I found this note from Facebook, reminding me of our upcoming anniversary and giving me a link I could use to send him a message.

Well, Facebook, let me explain something to you. Normal people with normal relationships don’t need you to help them communicate. If I wanted to “send a message” to my husband, I could pick up the phone and call him. Or, if we were together — which isn’t too often this summer — I could simply talk to him, face to face.

I find the idea of using Facebook as tool to communicate with my husband not only idiotic but repulsive.

Is there any part of a person’s life that Facebook doesn’t want to interfere in?

How to Lower Gas Prices

Use less fuel.

Arm and a LegYesterday, during the brief time I was in the Jeep running errands in town, I caught part of an NPR interview with someone about the current fuel price situation. His take was that the fuel companies are gouging us — they’re obviously charging far more than it costs them to produce and deliver fuel.

My response to that: What the hell do you expect them to do?

Addicted to Oil

As one of my least favorite presidents so accurately quipped years ago, “Americans are addicted to oil.” (That may have been one of the few truthful things he uttered during his eight years reign.)

I agree. We are addicted to oil.

Look at it this way: the oil companies are drug dealers. They hook us on their product by making it relatively affordable — the U.S. still pays far less for gas than Europe and most of the rest of the world. The car companies help the process by selling us vehicles that are impractical for most people but have lots of “style” or “status” — which insecure people apparently need. Cities like Phoenix and Los Angeles further encourage us with their urban sprawl and insufficient mass transit, forcing us to drive to work from our dream homes in distant subdivisions.

So we settle in, like junkies, burning our daily fix of fuel. We drive everywhere in vehicles that are far bigger and more costly to operate than we need: trucks and SUVs instead of more fuel efficient sedans. We live in the ‘burbs and commute, alone in our cars, to our workplaces, which are sometimes thirty miles away or more. We’re too lazy to walk anywhere — we’ll often drive across the street from one shopping center to another.

When we’re good and hooked, the prices start coming up.

Bravo, oil companies! You sure know how to work that bottom line!

Hypocritical Whiners

In Wickenburg, I’ve been listening to people whining about fuel prices for the past ten years. They never seem to shut the hell up about it.

It’s the same complaint: local filling stations are gouging them on fuel prices. Wickenburg pays at least 10¢ more per gallon than they do in Phoenix. Funny thing is that these complaints are coming from the same people who think nothing of doing their grocery shopping down in Surprise, 35 miles away. So not only are they driving far more than they need to, but they’re likely buying their fuel where it’s cheaper anyway.

Still, they think our government should somehow intervene and cap fuel prices.

That’s the kicker. The same people who are complaining about fuel prices are the ones who voted in Republican congressmen and senators who are pro big business. The ones that are right behind tax breaks and other incentives for the oil companies. And they’re the same people who are saying we need smaller government and less regulation.

Guess what, folks? You can’t have it both ways.

We Have Empowered Them

I can’t complain about the fuel companies gouging us — which I agree that they probably are. Why can’t I complain? Because I recognize the right of a business to maximize its profit any way it legally can. If that means charging as much as the market will bear, so be it.

You see, there’s this little economic theory called Supply and Demand. As long as there’s demand for a product the provider of that product can charge as much as it wants — or as much as it can get away with. There comes a point, however, when the amount they charge is just too much and demand falls off. As supplies increase, prices go down.

This is basic economic theory.

So as long as we keep buying fuel, they’ll keep selling it to us at the highest prices they can squeeze out of us.

And I can’t fault them for that. We’ve made it possible for them to gouge us.

You Are the Solution

But we also have the power to make it stop.

Instead of complaining about it and carrying on like usual, do something about it. Want some ideas? Try these:

  • If you have a big fat SUV or truck or full size sedan, replace it with something more fuel efficient. There are lots of great options out there and, in some states, hybrid or electric vehicles also come with tax incentives.
  • If you need a big vehicle now and then to haul people or stuff, get a second, fuel-efficient vehicle for other driving. You might find that over time, you’ll save enough in fuel to pay for that vehicle. Or if two vehicles are completely out of the question, consider renting the big truck when you need it.
  • If you commute to work, carpool. Yes, I know this means sitting in a vehicle with other people while driving to and from work. But is that so bad? I carpooled to college for a semester during the first energy crisis and lived to tell about it. You can, too. Best of all, you can drive in the HOV lanes, which will get you there faster.
  • If you have an office job, telecommute. This might be a tough sell to your company, but why not try? Telecommuting not only saves you time and money, but it saves your employer money. How? Well, for starters, the more telecommuters they have on staff, the less office space they’ll need. Sure, you won’t get an office or cubicle with your name on it — you’ll likely have to use a shared space on the days you do come in — but think of going to work with your slippers on — and not having to fill your car with gas twice a week.
  • If you live too far from the office, move. Okay, so this isn’t easy to do, but you have to admit that it is possible. Right now is a great time to buy real estate, too — if you can afford it. Here’s a not-so-secret: Because there aren’t any good jobs in Wickenburg, where we’ve been living for 14 years, my husband works 55 miles away in Phoenix. We bought a cheap condo down there so he wouldn’t have to make the long drive every day. And guess what? He has a roommate who is in the same boat!
  • If you live too far from work, change jobs. Okay, so this isn’t too easy either, but again, it is possible. (Unless you live someplace with no jobs.)
  • If you often drive more than 10 miles to shop, shop online. I’m not talking about groceries here — I’m talking about the other things you might need to buy. The closest bookstore, tech store, and full-blown department store are 35 miles from my home. This might explain why Amazon.com gets so much of my business. And don’t try to say that they’re burning UPS/FedEx fuel. Those carriers are coming to Wickenburg anyway, so the incremental fuel cost is minimal.

These are just a few basic ideas. Surely you can think of more.

And before you start spouting excuses why you can’t do any of these things, why not do a little research to see if you can?

And instead of complaining about the problem, why not be part of the solution?

Remember, the reason they’re gouging us with fuel prices is because they can. We have empowered them. The solution is not government regulation. It’s consumer lifestyle change. When they start to see consumption go down, they’ll know our addiction is faltering. Their logical course of action is to drop prices to get the hook in a little deeper again.

It’s happened before; it’ll happen again. Why not give it a try and see?